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Tag: RBI regulations

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P2P Lending in India: Can RBI’s Tough Rules Kill the Industry or Spark a Reinvention?

Introduction: The Rise and Regulation of P2P Lending in India Peer-to-Peer (P2P) lending has long been hailed as a disruptive financial innovation in India. By directly connecting borrowers with lenders through digital platforms, it promised a future where traditional banks weren’t the only gatekeepers of credit. With low-interest savings rates on one side and a […]

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P2P Lending Under Stress: How India’s Fintech Platforms Are Coping with Tighter Regulations

Peer-to-peer (P2P) lending was once hailed as a disruptive revolution in India’s financial sector. By directly connecting borrowers and lenders through digital platforms, it promised higher returns for investors and easier credit access for individuals and small businesses. However, the dream of democratized finance is currently under stress. Tighter regulations, rising defaults, and liquidity challenges […]

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