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Tag: portfolio diversification

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Private Credit for Retail: Opportunities, Tokenization, and the Liquidity Trap

Introduction Private credit, once an asset class reserved for institutional investors and ultra-wealthy family offices, is now quietly making its way into the retail investing universe. In India, digital investment platforms, fintech innovations, and SEBI’s push toward democratizing alternative assets have opened the gates for individual investors to participate in lending directly to companies and […]

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The Quiet Revolution in Corporate Bonds: Retail Access, SEBI Reforms, and How Savers Can Earn 8–10%

For decades, corporate bonds in India were like a gated garden — lush and profitable, but only accessible to big institutions, high-net-worth individuals, and a handful of savvy investors. Retail investors were mostly kept out, left to depend on fixed deposits or stock market swings. But things are changing. SEBI’s reforms, the rise of digital […]

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