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P2P Lending in India: Can RBI’s Tough Rules Kill the Industry or Spark a Reinvention?

Introduction: The Rise and Regulation of P2P Lending in India Peer-to-Peer (P2P) lending has long been hailed as a disruptive financial innovation in India. By directly connecting borrowers with lenders through digital platforms, it promised a future where traditional banks weren’t the only gatekeepers of credit. With low-interest savings rates on one side and a […]