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Tag: open finance

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From Open Banking to Open Finance: The Next Big Shift in Consumer Data and Innovation

Introduction: The Evolution Beyond Open Banking Open Banking revolutionized the financial industry by enabling banks to share customer data securely with third-party providers through APIs. It allowed fintech startups to create innovative apps for payments, personal finance management, and lending. However, the industry is now moving towards a broader and more transformative concept: Open Finance. […]

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Monzo Goes Beyond Banking: How Mobile Services Are Redefining Fintech in 2025

Introduction: The Evolution of Monzo and the Fintech Landscape Fintech has always thrived on disruption. From mobile-first banking apps to AI-driven financial planning tools, fintech startups have consistently reshaped consumer expectations. In 2025, Monzo has taken another bold step by expanding beyond banking and entering the world of mobile services. This move is not just […]

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Scalable Fintech Models Taking Leadership: The Next Wave of Innovation in B2B, Lending, Open Finance, and Financial Infrastructure

The global fintech industry is at a turning point. What began as a consumer-driven revolution—digital wallets, UPI, neo-banks, and P2P lending apps—is now evolving into a deeper, more structural transformation. Today, scalable fintech models are taking the lead, particularly in B2B fintech, lending ecosystems, open finance frameworks, and financial infrastructure modernization. According to a report […]

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