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BNPL 2.0: Regulation, Credit Reporting & Survival Strategies for Fintechs

BNPL 2.0: Regulation, Credit Reporting & Survival Strategies for Fintechs The BNPL Boom Meets Its Reality Check Buy Now, Pay Later (BNPL) was once fintech’s golden child — the millennial and Gen Z-friendly payment method that promised convenience without the scary credit card bills. From small online purchases to big-ticket electronics, BNPL companies like ZestMoney, […]

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India’s Techno-Economic Revolution: How AI, 5G & Fintech Are Reshaping GDP in 2025

India stands at a historic inflection point. As we enter the second half of the decade, the synergy between cutting-edge technology and robust economic reforms is giving rise to what many call a “Techno-Economic Revolution.” From artificial intelligence transforming how we work, to 5G powering real-time connectivity, and fintech redefining financial inclusion — the Indian […]

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Is India’s Credit Growth Masking a Structural Problem in Consumer Confidence?

Introduction: The Curious Case of Credit Growth in a Cautious Economy India’s economy has been showing robust credit growth numbers for the past few years, despite global uncertainties, tightening interest rate cycles, and a supposedly cautious consumer. On the surface, it appears like a success story—retail credit is surging, corporate borrowing is on the rise, […]

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