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P2P Lending Under Stress: How India’s Fintech Platforms Are Coping with Tighter Regulations

Peer-to-peer (P2P) lending was once hailed as a disruptive revolution in India’s financial sector. By directly connecting borrowers and lenders through digital platforms, it promised higher returns for investors and easier credit access for individuals and small businesses. However, the dream of democratized finance is currently under stress. Tighter regulations, rising defaults, and liquidity challenges […]