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Smart Underwriting: How AI is Reshaping Retail Lending and Credit Decisions
The retail lending market in India has exploded over the last decade, driven by the rise of fintech, digital payments, and the country’s expanding middle class. But while demand for personal loans, consumer loans, and small-ticket credit has surged, lenders face a critical challenge: how to accurately assess risk, approve loans faster, and reduce defaults. […]
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- August 18, 2025
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