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AI Fraud Defense at Scale: How Plaid is Using Machine Learning to Fight AI-Driven Fraud and Push for Real-Time Banking

In today’s digital-first world, financial services are evolving at breakneck speed. As payment infrastructures modernize and real-time settlement systems like FedNow gain traction, the financial ecosystem is witnessing unprecedented innovation. But with these advancements comes a darker side—fraudsters armed with sophisticated AI tools. Traditional fraud defense mechanisms are no longer enough. That’s where Plaid’s integration […]

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Digital Payments Boom Beyond UPI: WhatsApp Expands UPI-Enabled Payments to 500 Million Users

The Indian digital payments landscape has been revolutionized in the last decade, with UPI (Unified Payments Interface) at the center of this transformation. While apps like PhonePe, Google Pay, and Paytm have dominated the ecosystem, the entry and expansion of WhatsApp Pay—now set to expand UPI-enabled payments to 500 million users—marks a game-changing moment in […]

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Paytm Secures RBI’s In-Principle Nod as Payment Aggregator: What It Means for India’s Fintech Future

India’s fintech sector is in the middle of a massive transformation, and Paytm, one of the country’s largest digital financial platforms, has just taken another big leap forward. The Reserve Bank of India (RBI) has granted in-principle approval to Paytm to operate as a Payment Aggregator (PA). This milestone marks a new phase in Paytm’s […]

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UPI’s ‘Pull’ Transaction Ban: What It Means for Users, Merchants, and India’s Digital Payments

Unified Payments Interface (UPI) has completely changed the way India transacts. From street vendors to large businesses, almost everyone in India relies on UPI for instant, seamless, and secure payments. Over the years, UPI has become the backbone of India’s fintech revolution, crossing billions of monthly transactions. But with rapid adoption also comes rising fraud, […]

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P2P Lending Under Stress: How India’s Fintech Platforms Are Coping with Tighter Regulations

Peer-to-peer (P2P) lending was once hailed as a disruptive revolution in India’s financial sector. By directly connecting borrowers and lenders through digital platforms, it promised higher returns for investors and easier credit access for individuals and small businesses. However, the dream of democratized finance is currently under stress. Tighter regulations, rising defaults, and liquidity challenges […]

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FREEAI: RBI’s AI Governance Blueprint – Responsible AI in Indian Finance

Artificial Intelligence (AI) has already transformed industries across the globe, and finance stands as one of its biggest beneficiaries. From algorithmic trading to fraud detection and personalized banking, AI is enabling financial institutions to become faster, safer, and more efficient. Recognizing this seismic shift, the Reserve Bank of India (RBI) has stepped forward with a […]

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Stablecoins Gaining Traction: The Future of Cross-Border Payments

Introduction: The Rise of Stablecoins The financial world is undergoing rapid transformation, and at the center of this shift lies the concept of stablecoins—cryptocurrencies designed to maintain a stable value, often pegged to fiat currencies like the US dollar. Unlike volatile assets such as Bitcoin or Ethereum, stablecoins aim to provide consistency, making them highly […]

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Fintech Regulation Evolving: Balancing Innovation and Consumer Protection in 2025

The fintech industry is one of the fastest-growing sectors globally, revolutionizing how people save, borrow, invest, and transact. From stablecoins to decentralized finance (DeFi), fintech has blurred the lines between traditional banking and digital innovation. However, with rapid growth comes the need for regulatory evolution. Governments worldwide are stepping up to simplify frameworks, attract innovation, […]

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B2B Fintech & Infrastructure Platforms: The Backbone of the Next Financial Revolution

In the ever-evolving financial landscape, the spotlight is shifting from flashy consumer-facing apps to the hidden giants of fintech—B2B fintech and infrastructure platforms. These aren’t the apps people casually download to trade stocks or split bills. Instead, they are the enablers, powering businesses, startups, and financial institutions by offering infrastructure-level solutions that make the financial […]

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Embedded Finance Expansion: How Non-Financial Apps Are Redefining Fintech in 2025

The financial world is no longer confined to banks, traditional institutions, or even standalone fintech apps. We’re entering the era of embedded finance, where financial services like lending, payments, insurance, and even investments are seamlessly integrated into non-financial platforms such as e-commerce apps, ride-hailing services, and social media ecosystems. This silent revolution is transforming customer […]

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